At Company Watch, we empower organisations to make confident, data-driven decisions by providing clarity in financial risk. One such success story comes from Carlsberg Britvic, where Company Watch has become central to the credit risk assessment process for some of the UK’s most prominent retail clients.
Client
Carlsberg Britvic is a major player in the FMCG retail beverage sector, with a diverse portfolio and longstanding commercial relationships with some of the UK’s largest retailers.
As Credit Operations Business Partner, Kally Nanuwa plays a critical role in safeguarding financial exposure across high-value accounts. His focus is on ensuring that credit decisions are not only fast and efficient, but also backed by reliable, real-time data.
With clients such as Tesco PLC, where credit risk can scale into the millions, Kally’s team is responsible for balancing growth opportunities with stringent risk controls. This requires tools that deliver precision, agility, and comprehensive financial visibility.
Challenge
Kally’s team previously relied on manual processes and fragmented data sources to evaluate corporate creditworthiness. These inefficiencies slowed down decision-making and introduced significant risk when setting uninsured credit limits for large corporate accounts. The existing tools lacked the depth of insight required to support high-stakes financial decisions and did not scale effectively across the portfolio.
“The stakes are immense when assessing creditworthiness for clients like Tesco. Without reliable data, we risked either overexposure or missed opportunities. We needed a solution that could deliver both precision and scalability.”
Kally Nanuwa, Credit Operations Business Partner – Carlsberg Britvic
Solution
After exploring available platforms, Kally integrated Company Watch directly into the credit operations workflow. The platform’s financial health assessments, real-time risk indicators and intuitive dashboards immediately enhanced the speed and accuracy of analysis.
Company Watch became a daily tool for credit decision-making, supporting assessments across multiple high-value client accounts. Its rich data sets, consistent scoring, and predictive features gave Kally and his team the confidence to approve or deny credit limits with far greater precision.
“I’ve always been a big fan of Company Watch. It allows me to pull detailed analyses that are essential for understanding the financial landscape of the companies we work with.”
Kally Nanuwa, Credit Operations Business Partner – Carlsberg Britvic
Results
Since implementing Company Watch, Carlsberg Britvic has eliminated manual data entry, improved analytical depth, and reduced the time it takes to complete complex assessments. Risk profiles are now evaluated using structured frameworks that align with best practices, while confidence in decision-making has significantly increased.
The user-friendly interface also shortened the learning curve, enabling Kally’s team to scale usage quickly and apply a uniform approach across the portfolio. Reports that once required hours of manual work are now generated in minutes, with more depth than previously possible.
One particularly valuable outcome has been the ability to make fast, informed decisions on high-limit exposures. With Company Watch, the team now operates with full visibility, identifying red flags early and proactively managing financial relationships.
“What I love most about Company Watch is its depth of analysis. The platform gives me the insights I need to make informed decisions, and the user experience is seamless.”
Kally Nanuwa, Credit Operations Business Partner – Carlsberg Britvic
A trusted strategic partner
Company Watch has transformed the credit analysis landscape at Carlsberg Britvic. What began as a search for more reliable financial data has evolved into a strategic partnership that supports long-term risk management and operational excellence.
Kally and his team are now preparing to adopt Vigilance 2, a new Company Watch module that incorporates machine learning and predictive modelling. This next step will enhance automation, streamline scenario testing, and add a new layer of intelligence to credit tiering.
“Company Watch transcends traditional analytics. It empowers us to navigate financial complexities with confidence, turning data into a competitive advantage. For any organisation serious about credit risk management, this platform is indispensable.”
Kally Nanuwa, Credit Operations Business Partner – Carlsberg Britvic
